How to build an emergency fund, pay off debt and make a plan for your money in 2026
NEW YORK, December 30, 2025 (AP) — The start of a new year usually brings new motivation to achieve goals like eating healthier or finally cleaning your basement. Many resolutions also focus on financial goals, such as paying off credit card debt, saving for a new house, or simply getting more educated about money. “New Year’s is a really good time to review and realign your financial goals overall,” said Erica Grundza, certified financial planner at Betterment, an investing and savings app. When building your goals for 2026, Grundza recommends focusing less on the past and more on an optimistic,